Author: Craig

  • Small Purchases Can Add Up!

    It’s been a busy couple weeks at work, which limited myself from making coffee in my Keurig. I bought more coffee than I would have liked but there’s not much I could do.

    On this update I was able to save $85 from making my own coffee at home and at work. Pretty crazy to think you can save this much from such small purchases everyday. It goes to show you every dollar helps! I also made $1.49 in distributions from my position in BIGY.  A total of $86.49 was invested into BIGY again allowing me to purchase 4.76 shares at a price of $18.17. This brings my book price down to $18.57.

    At the time of this writing, BIGY provides a yield of 41.16%. This is very risky in my opinion when it comes to investing. The yield has gone up significantly over the last few months due to the ETF dropping in price. BIGY started with 10 different stock positions in September 2025, making it a very concentrated ETF. Since then they have gradually increased from 10 to now 13 positions, which means they are trying to diversify a bit more.

    When choosing an ETF, you have to look at the underlying stocks the ETF is investing in. The reason I chose this ETF is because I personally like the companies that are included. I am also liking the fact that the fund manager is adding more positions to this fund. If you don’t understand what your investing in, or just chasing a high yield, I highly suggest to reconsider your investment.

    My timeline of this investment is 20 plus years, which I am mentally prepared for massive drops in the price, and you have to be with every investment. I figure with this money that I’m saving, I would have spent on buying coffee anyways. My risk appetite is okay with this and I am prepared with losing it all. I have been investing for quite some time and I am always looking at different ETFs, weighing my options on when it’s a good time to purchase a different one, if needed.

    Next update will mark the first coffee I can buy with money put into The Coffee Can! Stay tuned. 

    Yearly Distribution Target = $1,825
    Total Saved = $175
    Distributions to date = $1.81
    Forward Monthly Distributions = $5.95
    Target Completed = 3.91%
    Coffees bought = 8

  • I Can Already Taste My First Free Coffee

    Today marks the first day that I have received some income from my portfolio.

    Now remember, it isn’t much but this is how compounding begins. Over the course of 20 plus years you will see the power compounding provides to your portfolio. When I look back to today this is the fuel which got the motor running. The ticker symbol “BIGY” paid me $0.32.

    My family and I went away on a nice vacation for 9 days and we had money set aside for this time away, including the coffee I bought on the trip. Since my first post “The First $20 Of My Hard Earned Money”, I was able to save every penny and add it to The Coffee Can Portfolio, a total of $70.00. The new money was ready to invest, including the extra $0.32 I received in distributions. This right here is exactly how the compounding will grow my portfolio over time. I have decided to buy more shares of the ticker symbol “BIGY” to bring down my book cost. The stock market has been on quite the decline since my last update so I figured I would get it while it was on sale. I bought another 3.75 shares at $18.76 per share, which should bring up my monthly distributions to $2.98. My first free coffee!

  • The First $20 Of My Hard Earned Money

    So I wanted to start off by saying I’m excited to get the ball rolling on The Coffee Can. This has been an idea of mine that I wanted to bring to life for a little while now. I’ve started saving money by making coffee at home and by using an old Keurig I had laying around at my house, which I brought to work. I usually spend a total of $5.00 for two coffees a day. This is what I am going to use as a starting point for my daily amount.

    I ended up purchasing two coffees this week, but all in all I was able to save $20 from Monday to Friday. This money will be what kickstarts The Coffee Can. There were alot of options to choose from when I decided to invest my first $20.00. To make this strategy work, I like to use covered call ETFs to produce more income over growth. Not to say that my portfolio won’t grow over time, but my focus is on income.

    I decided to start this journey with the ETF ticker BIGY. It is a tech sector focused fund which has been hit hard lately. I was able to buy a whopping 1.01 shares with the $20, which will pay me roughly $0.63 per month. Now I know that isn’t alot of money to start. With my strategy of making regular investments, the compounding over time, and distributions paid each month, I hope that this portfolio can eventually pay for my coffee each and every day. That’s my plan and can’t wait to see what happens!

    How much money do you spend per day on coffee?